24pay
24pay
24pay

Choose payment
methods
that
fit your needs

SMS payments

Payment gateway
features

Recurring payment with a saved card

Recurring payment with saved card allows customers to register their card during an online payment and avoid repeatedly entering their card details.

24pay offers you on-demand recurring payments, where you can charge the customer’s card upon request after the customer has authorized the initial payment and their card has been stored.

This solution is ideal if you need to invoice or bill your clients repeatedly. The advantage is that you can request a payment at any time and adjust the payment amount as needed.

Payment via QR Code

(Pay by square)

Fast bank transfer via a generated QR code displayed in the payment form.
When the QR code is scanned, a payment order with pre-filled payment details opens in the customer’s online banking, the customer only needs to authorize the payment.

Payment link

An option to send a payment link that directs the customer to a pre-filled payment form where they can confirm the payment.
This is especially useful in situations such as:

  • after a failed payment, so the customer doesn’t have to re-enter the entire payment or create a new order,
  • for phone orders or customized orders with individual services and products pricing,
  • when the customer doesn’t complete the initial payment due to low card limits, blocked online payments or insufficient funds (eliminating the need to resubmit the order),
  • when the merchant in a physical store does not have a POS terminal.
Payment pre-authorization

Pre-authorized payments are card payments that have been authorized in advance, where the funds are reserved on the customer’s account but have not yet been transferred. The merchant can decide to:

  • accept the payment and the funds remain held on the customer’s account,
  • decline the payment and release the funds back to the customer’s account,
  • cancel the payment,
  • or confirm only a partial amount.

This feature is ideal, for example, in pre-ordering goods where there is a risk of limited stock availability.

Payment on the bank’s website (redirect)
3D Secure (standard security feature for cards)
Responsive design
Publicly available API documentation

FAQ

What key features does the 24pay payment gateway offer?

The 24pay payment gateway lets you accept card payments, mobile payments such as Apple Pay and Google Pay, online bank payments including instant SEPA transfers, and other digital payment methods. You can manage all transactions easily through a clear and user-friendly admin portal.

What is saved payment?

Saved payment is a feature that helps recover incomplete or declined payments. If a customer does not complete the payment, for example due to insufficient funds or a card limit being reached, the system automatically sends an email with a payment link so they can complete the purchase without creating a new order. You can easily activate this feature in the 24pay system.

What is pre-authorisation?

Pre-authorisation is a type of payment where the amount is reserved on the customer’s card but not charged immediately. The merchant can later capture, cancel or adjust the payment. It is commonly used for pre-orders or when the final amount may change.

What is a custom payment form?

A custom payment form is a solution where the payment gateway is visually tailored to match the design of your online store or website. Customers complete their payment in an environment that reflects your brand, helping build trust and improve checkout completion rates. If you are interested, contact us at grafika@24-pay.sk.

Does the 24pay payment gateway support recurring payments?

Yes. The payment gateway supports recurring payments for subscriptions, memberships and other repeat billing models, with automatic processing based on your chosen billing interval.

How are payments kept secure?

The 24pay payment gateway meets strict security standards, including 3D Secure and PCI DSS, to protect sensitive payment data. Every transaction is encrypted and checked in real time. The system also monitors suspicious activity to help reduce fraud risk and ensure secure payments for both merchants and customers.
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