24pay
24pay
24pay

Payment
gateway
pricing

Card transaction fees according to the MIF++ scheme

Interchange fee – fee to issuing bank

The current amount of the Multilateral Interchange fee can be found on the websites of the respective card schemes listed below. 24pay commits to charging only the actual paid Interchange Fee, based on the type and origin of the payment card used.

Fee to card schemes

The amount of the Card Scheme fee (percentage + fixed fee) may vary based on changes to the pricing of card schemes. 24pay commits to charging only the actual fees paid to the card schemes.

VIEW CURRENT SCHEME FEE

Transaction processing fee

The fee amount (% + fixed amount in the relevant currency) is determined individually and depends on the average monthly turnover of the e-commerce entity and the average value of a single purchase / transaction.

INDIVIDUAL

View full price list

How much will I pay for card payments?

Illustrative fee examples below

Payment with a standard consumer card

Your customer makes a €50 purchase using a consumer debit MasterCard issued with their personal account at a bank in Slovakia.

For this transaction, you will pay:

Interchange fee
(customer’s bank)
0,20 %
Card Scheme fee
0,204 % + €0,023
Transaction processing fee
0,80 % + €0,10
=
Total transaction fee
1,204 % + €0,123

Payment with a business card

The customer makes a €50 purchase in your e-shop using a commercial VISA debit card issued in Slovakia.

As the e-shop operator, you will pay the following for this transaction:

Interchange fee
(customer’s bank)
1,50 %
Card Scheme fee
0,082 % + €0,011
Transaction processing fee
0,80 % + €0,10
=
Total transaction fee
2,382 % + €0,111

No account management fees for the
first 6 months

usercross